{
  "provenance": {
    "source": "Metkagram",
    "source_url": "https://metkagram.github.io",
    "source_repository": "https://github.com/metkagram/metkagram.github.io",
    "creator": "Metkagram",
    "creator_url": "https://github.com/metkagram",
    "maintainer": "Applied Systems Lab at MetalHatsCats",
    "maintainer_url": "https://metalhatscats.com",
    "license": "CC BY-NC 4.0",
    "license_url": "https://creativecommons.org/licenses/by-nc/4.0/",
    "attribution_required": true,
    "attribution_text": "Source: Metkagram — https://metkagram.github.io/",
    "attribution_html": "Source: <a href=\"https://metkagram.github.io/\">Metkagram</a>",
    "terms_url": "https://metkagram.github.io/en/legal/terms/",
    "privacy_url": "https://metkagram.github.io/en/legal/privacy/",
    "contact_url": "https://metalhatscats.com/contact",
    "collaboration_url": "https://metkagram.github.io/en/ai/#collaborate",
    "dataset_version": "1.0.0+20260715",
    "release_date": "2026-07-15",
    "canonical_url": "https://metkagram.github.io/en/explore/english/dialogues/xDi28iULd8JqyOAzdD5B/",
    "record_type": "annotated_document",
    "record_id": "xDi28iULd8JqyOAzdD5B",
    "content_hash": "da4d153fd7ded58193c65f610dfa3389518f41132ca9f5e0e5f6f10b66520c7b"
  },
  "data": {
    "id": "xDi28iULd8JqyOAzdD5B",
    "annotations": [
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "I need help managing my personal finances.",
        "id": "LIB-a395cac6-b3e6-485f-a54a-0ceb0b3af4b1",
        "text_span": {
          "children": [
            {
              "text": "S",
              "tag": "tag"
            },
            {
              "text": "I ",
              "tag": "PRP_nsubj"
            },
            {
              "children": [
                {
                  "extra": "Pres",
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "need ",
                  "tag": "VBP"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "help ",
              "tag": "dobj"
            },
            {
              "children": [
                {
                  "extra": "Pres",
                  "text": "pA",
                  "tag": "tag"
                },
                {
                  "text": "managing ",
                  "tag": "VBG"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "my ",
              "tag": "poss"
            },
            {
              "text": "personal ",
              "tag": "amod"
            },
            {
              "text": "finances",
              "tag": "dobj"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "my personal finances",
        "isFavorite": null,
        "translations": {
          "ru": "Мне нужна помощь в управлении личными финансами."
        }
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Can we discuss it?",
        "id": "LIB-124cdf53-65f5-4f50-ad1d-a8b54729b646",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "M",
                  "tag": "tag"
                },
                {
                  "text": "Can ",
                  "tag": "aux"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "S",
              "tag": "tag"
            },
            {
              "text": "we ",
              "tag": "PRP_nsubj"
            },
            {
              "children": [
                {
                  "text": "v2",
                  "tag": "tag"
                },
                {
                  "text": "discuss ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "it",
              "tag": "dobj"
            },
            {
              "text": "?",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Sure!",
        "id": "LIB-ddb3e51d-ca41-43be-87b7-3660fdf89fa0",
        "text_span": {
          "children": [
            {
              "text": "Sure",
              "tag": "ROOT"
            },
            {
              "text": "!",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "What are your main financial goals?",
        "id": "LIB-7664a5fb-5bfd-42f6-ad29-d6fb81abe7cd",
        "text_span": {
          "children": [
            {
              "text": "What ",
              "tag": "attr"
            },
            {
              "children": [
                {
                  "extra": "Pres",
                  "text": "st",
                  "tag": "tag"
                },
                {
                  "text": "are ",
                  "tag": "ROOT"
                }
              ],
              "text": " ",
              "tag": "Verb-Mark"
            },
            {
              "text": "S",
              "tag": "tag"
            },
            {
              "text": "your ",
              "tag": "PRP$_poss"
            },
            {
              "text": "main ",
              "tag": "JJ_amod"
            },
            {
              "text": "financial ",
              "tag": "JJ_amod"
            },
            {
              "text": "goals",
              "tag": "NNS_nsubj"
            },
            {
              "text": "?",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "your main financial goals",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "I want to save more, reduce debt, and invest wisely.",
        "id": "LIB-36b2132d-c6bc-4283-8e5a-c889c71187e9",
        "text_span": {
          "children": [
            {
              "text": "S",
              "tag": "tag"
            },
            {
              "text": "I ",
              "tag": "PRP_nsubj"
            },
            {
              "children": [
                {
                  "extra": "Pres",
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "want ",
                  "tag": "VBP"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "children": [
                {
                  "text": "vI",
                  "tag": "tag"
                },
                {
                  "text": "to ",
                  "tag": "TO"
                },
                {
                  "text": "save ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "more",
              "tag": "dobj"
            },
            {
              "text": ", ",
              "tag": ""
            },
            {
              "children": [
                {
                  "text": "reduce ",
                  "tag": "conj"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "debt",
              "tag": "dobj"
            },
            {
              "text": ", ",
              "tag": ""
            },
            {
              "text": "and ",
              "tag": "cc"
            },
            {
              "children": [
                {
                  "text": "invest ",
                  "tag": "conj"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "wisely",
              "tag": "advmod"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null,
        "translations": {
          "ar": "أريد أن أدخر أكثر، وأن أقلل الديون، وأن أستثمر بحكمة."
        }
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Where should I start?",
        "id": "LIB-0f8dd9e7-2fd9-4599-95ac-f05485b4a28f",
        "text_span": {
          "children": [
            {
              "text": "Where ",
              "tag": "advmod"
            },
            {
              "children": [
                {
                  "text": "M",
                  "tag": "tag"
                },
                {
                  "text": "should ",
                  "tag": "aux"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "S",
              "tag": "tag"
            },
            {
              "text": "I ",
              "tag": "PRP_nsubj"
            },
            {
              "children": [
                {
                  "text": "v2",
                  "tag": "tag"
                },
                {
                  "text": "start",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "?",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Create a budget to track your income and expenses.",
        "id": "LIB-6e15236c-d2f9-4a0a-a8f3-c1b25171f810",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "Create ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "a ",
              "tag": "det"
            },
            {
              "text": "budget ",
              "tag": "dobj"
            },
            {
              "children": [
                {
                  "text": "vI",
                  "tag": "tag"
                },
                {
                  "text": "to ",
                  "tag": "TO"
                },
                {
                  "text": "track ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "your ",
              "tag": "poss"
            },
            {
              "text": "income ",
              "tag": "dobj"
            },
            {
              "text": "and ",
              "tag": "cc"
            },
            {
              "text": "expenses",
              "tag": "conj"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Allocate a portion of your income to savings and debt repayment.",
        "id": "LIB-f36ec9db-d08e-4ba3-b730-3c034ff1ab07",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "Allocate ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "a ",
              "tag": "det"
            },
            {
              "text": "portion ",
              "tag": "dobj"
            },
            {
              "text": "of ",
              "tag": "prep"
            },
            {
              "text": "your ",
              "tag": "poss"
            },
            {
              "text": "income ",
              "tag": "pobj"
            },
            {
              "text": "to ",
              "tag": "prep"
            },
            {
              "text": "savings ",
              "tag": "nmod"
            },
            {
              "text": "and ",
              "tag": "cc"
            },
            {
              "text": "debt ",
              "tag": "conj"
            },
            {
              "text": "repayment",
              "tag": "pobj"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "savings and debt repayment",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "How should I prioritize my debt?",
        "id": "LIB-86b28947-eb89-4db5-ab9a-68559c99bfd0",
        "text_span": {
          "children": [
            {
              "text": "How ",
              "tag": "advmod"
            },
            {
              "children": [
                {
                  "text": "M",
                  "tag": "tag"
                },
                {
                  "text": "should ",
                  "tag": "aux"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "S",
              "tag": "tag"
            },
            {
              "text": "I ",
              "tag": "PRP_nsubj"
            },
            {
              "children": [
                {
                  "text": "v2",
                  "tag": "tag"
                },
                {
                  "text": "prioritize ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "my ",
              "tag": "poss"
            },
            {
              "text": "debt",
              "tag": "dobj"
            },
            {
              "text": "?",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null,
        "translations": {
          "ar": "كيف يمكنني تحديد أولويات ديوني؟"
        }
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Focus on paying off high-interest debt first, like credit cards.",
        "id": "LIB-e70f3476-7bab-401b-ada1-b8db51fa53e8",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "Focus ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "on ",
              "tag": "prep"
            },
            {
              "children": [
                {
                  "extra": "Pres",
                  "text": "pA",
                  "tag": "tag"
                },
                {
                  "text": "paying ",
                  "tag": "VBG"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "off ",
              "tag": ""
            },
            {
              "text": "high",
              "tag": "amod"
            },
            {
              "text": "-",
              "tag": "punct"
            },
            {
              "text": "interest ",
              "tag": "compound"
            },
            {
              "text": "debt ",
              "tag": "dobj"
            },
            {
              "text": "first",
              "tag": "advmod"
            },
            {
              "text": ", ",
              "tag": ""
            },
            {
              "text": "like ",
              "tag": "prep"
            },
            {
              "text": "credit ",
              "tag": "compound"
            },
            {
              "text": "cards",
              "tag": "pobj"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "pay — paid  — paid^high-interest debt",
        "isFavorite": null,
        "translations": {
          "ar": "ركز على سداد الديون ذات الفائدة المرتفعة أولاً، مثل بطاقات الائتمان."
        }
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Then tackle lower-interest debts like student loans.",
        "id": "LIB-27a20220-4d8d-486e-a48b-e2fcdbea9fff",
        "text_span": {
          "children": [
            {
              "text": "Then ",
              "tag": "advmod"
            },
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "tackle ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "lower",
              "tag": "amod"
            },
            {
              "text": "-",
              "tag": "punct"
            },
            {
              "text": "interest ",
              "tag": "compound"
            },
            {
              "text": "debts ",
              "tag": "dobj"
            },
            {
              "text": "like ",
              "tag": "prep"
            },
            {
              "text": "student ",
              "tag": "compound"
            },
            {
              "text": "loans",
              "tag": "pobj"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "lower-interest debts",
        "isFavorite": null,
        "translations": {
          "ar": "ثم قم بمعالجة الديون ذات الفائدة المنخفضة مثل قروض الطلاب."
        }
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "What’s a good savings strategy?",
        "id": "LIB-56f47028-7f06-49e8-805e-1ee08eab47cf",
        "text_span": {
          "children": [
            {
              "text": "What",
              "tag": "attr"
            },
            {
              "children": [
                {
                  "text": " ",
                  "tag": ""
                },
                {
                  "text": "st",
                  "tag": "tag"
                },
                {
                  "text": "’s ",
                  "tag": "VBZ"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "S",
              "tag": "tag"
            },
            {
              "text": "a ",
              "tag": "DT_det"
            },
            {
              "text": "good ",
              "tag": "JJ_amod"
            },
            {
              "text": "savings ",
              "tag": "NN"
            },
            {
              "text": "strategy",
              "tag": "NN"
            },
            {
              "text": "?",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "a good savings strategy",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Aim to save at least 20% of your income.",
        "id": "LIB-9e382e60-cb81-404a-a469-8df87bc7df0f",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "Aim ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "children": [
                {
                  "text": "vI",
                  "tag": "tag"
                },
                {
                  "text": "to ",
                  "tag": "TO"
                },
                {
                  "text": "save ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "at ",
              "tag": "advmod"
            },
            {
              "text": "least ",
              "tag": "advmod"
            },
            {
              "text": "20",
              "tag": "nummod"
            },
            {
              "text": "% ",
              "tag": "dobj"
            },
            {
              "text": "of ",
              "tag": "prep"
            },
            {
              "text": "your ",
              "tag": "poss"
            },
            {
              "text": "income",
              "tag": "pobj"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "at least 20%",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Set up an emergency fund with 3-6 months’ worth of expenses.",
        "id": "LIB-5d43c159-b9a8-460a-ac5d-4e85005fbe0f",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "Set ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "up ",
              "tag": ""
            },
            {
              "text": "an ",
              "tag": "det"
            },
            {
              "text": "emergency ",
              "tag": "compound"
            },
            {
              "text": "fund ",
              "tag": "dobj"
            },
            {
              "text": "with ",
              "tag": "prep"
            },
            {
              "text": "3",
              "tag": "quantmod"
            },
            {
              "text": "-",
              "tag": "punct"
            },
            {
              "text": "6 ",
              "tag": "nummod"
            },
            {
              "text": "months",
              "tag": "poss"
            },
            {
              "text": "’ ",
              "tag": "case"
            },
            {
              "text": "worth ",
              "tag": "pobj"
            },
            {
              "text": "of ",
              "tag": "prep"
            },
            {
              "text": "expenses",
              "tag": "pobj"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "set — set  — set^an emergency fund^3-6 months’ worth",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "How can I start investing?",
        "id": "LIB-c28ba46b-1fa3-41eb-b8ee-0b9c51bf0bdf",
        "text_span": {
          "children": [
            {
              "text": "How ",
              "tag": "advmod"
            },
            {
              "children": [
                {
                  "text": "M",
                  "tag": "tag"
                },
                {
                  "text": "can ",
                  "tag": "aux"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "S",
              "tag": "tag"
            },
            {
              "text": "I ",
              "tag": "PRP_nsubj"
            },
            {
              "children": [
                {
                  "text": "v2",
                  "tag": "tag"
                },
                {
                  "text": "start ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "children": [
                {
                  "text": "pA",
                  "tag": "tag"
                },
                {
                  "text": "investing",
                  "tag": "xcomp"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "?",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Consider low-cost index funds or mutual funds.",
        "id": "LIB-c47f12a1-a05a-442e-96b6-64c4647f6458",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "Consider ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "low",
              "tag": "amod"
            },
            {
              "text": "-",
              "tag": "punct"
            },
            {
              "text": "cost ",
              "tag": "compound"
            },
            {
              "text": "index ",
              "tag": "compound"
            },
            {
              "text": "funds ",
              "tag": "dobj"
            },
            {
              "text": "or ",
              "tag": "cc"
            },
            {
              "text": "mutual ",
              "tag": "amod"
            },
            {
              "text": "funds",
              "tag": "conj"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "low-cost index funds",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Diversify your investments to manage risk.",
        "id": "LIB-04434e1e-23a9-4ed7-b853-ae354cdd3344",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "Diversify ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "your ",
              "tag": "poss"
            },
            {
              "text": "investments ",
              "tag": "dobj"
            },
            {
              "children": [
                {
                  "text": "vI",
                  "tag": "tag"
                },
                {
                  "text": "to ",
                  "tag": "TO"
                },
                {
                  "text": "manage ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "risk",
              "tag": "dobj"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Any tips for sticking to a budget?",
        "id": "LIB-89dc7b35-bfe5-49ae-9441-e931f0796f67",
        "text_span": {
          "children": [
            {
              "text": "Any ",
              "tag": "det"
            },
            {
              "text": "tips ",
              "tag": "ROOT"
            },
            {
              "text": "for ",
              "tag": "prep"
            },
            {
              "children": [
                {
                  "extra": "Pres",
                  "text": "pA",
                  "tag": "tag"
                },
                {
                  "text": "sticking ",
                  "tag": "VBG"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "to ",
              "tag": "prep"
            },
            {
              "text": "a ",
              "tag": "det"
            },
            {
              "text": "budget",
              "tag": "pobj"
            },
            {
              "text": "?",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "stick — stuck  — stuck",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Track your spending regularly and adjust your budget as needed.",
        "id": "LIB-69a40562-b443-4adf-bdcf-8703005cdcdc",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "Track ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "your ",
              "tag": "poss"
            },
            {
              "children": [
                {
                  "text": "pA",
                  "tag": "tag"
                },
                {
                  "text": "spending ",
                  "tag": "dobj"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "regularly ",
              "tag": "advmod"
            },
            {
              "text": "and ",
              "tag": "cc"
            },
            {
              "children": [
                {
                  "text": "adjust ",
                  "tag": "conj"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "your ",
              "tag": "poss"
            },
            {
              "text": "budget ",
              "tag": "dobj"
            },
            {
              "text": "as ",
              "tag": "mark"
            },
            {
              "children": [
                {
                  "text": "pS",
                  "tag": "tag"
                },
                {
                  "text": "needed",
                  "tag": "advcl"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Use apps like Mint or YNAB to help manage your finances.",
        "id": "LIB-264617cc-d722-457b-aa44-0cc250173811",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "Use ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "apps ",
              "tag": "dobj"
            },
            {
              "text": "like ",
              "tag": "prep"
            },
            {
              "text": "Mint ",
              "tag": "pobj"
            },
            {
              "text": "or ",
              "tag": "cc"
            },
            {
              "text": "YNAB ",
              "tag": "conj"
            },
            {
              "children": [
                {
                  "text": "vI",
                  "tag": "tag"
                },
                {
                  "text": "to ",
                  "tag": "TO"
                },
                {
                  "text": "help ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "children": [
                {
                  "text": "vI",
                  "tag": "tag"
                },
                {
                  "text": "manage ",
                  "tag": "xcomp"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "your ",
              "tag": "poss"
            },
            {
              "text": "finances",
              "tag": "dobj"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "What about retirement planning?",
        "id": "LIB-98677e1f-7e70-4531-8187-ddae1460bf95",
        "text_span": {
          "children": [
            {
              "text": "What ",
              "tag": "dep"
            },
            {
              "text": "about ",
              "tag": "dep"
            },
            {
              "text": "retirement ",
              "tag": "compound"
            },
            {
              "text": "planning",
              "tag": "ROOT"
            },
            {
              "text": "?",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "what about retirement planning",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Start contributing to a retirement account like a 401(k) or IRA as early as possible.",
        "id": "LIB-9d69eaf5-9358-4729-ac8c-108a56d5de08",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "Start ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "children": [
                {
                  "text": "pA",
                  "tag": "tag"
                },
                {
                  "text": "contributing ",
                  "tag": "xcomp"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "to ",
              "tag": "prep"
            },
            {
              "text": "a ",
              "tag": "det"
            },
            {
              "text": "retirement ",
              "tag": "compound"
            },
            {
              "text": "account ",
              "tag": "pobj"
            },
            {
              "text": "like ",
              "tag": "prep"
            },
            {
              "text": "a ",
              "tag": "det"
            },
            {
              "text": "401(k",
              "tag": "pobj"
            },
            {
              "text": ") ",
              "tag": "punct"
            },
            {
              "text": "or ",
              "tag": "cc"
            },
            {
              "text": "IRA ",
              "tag": "conj"
            },
            {
              "text": "as ",
              "tag": "advmod"
            },
            {
              "text": "early ",
              "tag": "advmod"
            },
            {
              "text": "as ",
              "tag": "prep"
            },
            {
              "text": "possible",
              "tag": "amod"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "a retirement account",
        "isFavorite": null,
        "translations": {
          "ar": "ابدأ بالمساهمة في حساب التقاعد مثل 401 (ك) أو IRA في أقرب وقت ممكن."
        }
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Take advantage of employer matches if available.",
        "id": "LIB-ff6664fd-8af9-4830-84cb-cd2fc7bfbdfc",
        "text_span": {
          "children": [
            {
              "children": [
                {
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "Take ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "advantage ",
              "tag": "dobj"
            },
            {
              "text": "of ",
              "tag": "prep"
            },
            {
              "text": "employer ",
              "tag": "compound"
            },
            {
              "text": "matches ",
              "tag": "pobj"
            },
            {
              "text": "if ",
              "tag": "mark"
            },
            {
              "text": "available",
              "tag": "advcl"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "take — took  — taken",
        "isFavorite": null,
        "translations": {
          "ar": "استفد من تطابقات صاحب العمل إذا كانت متاحة."
        }
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "I’ll set up a budget and focus on paying off my credit card debt.",
        "id": "LIB-33bbd44a-8bd8-4df3-aee3-344ec3444cdc",
        "text_span": {
          "children": [
            {
              "text": "S",
              "tag": "tag"
            },
            {
              "text": "I ",
              "tag": "PRP_nsubj"
            },
            {
              "children": [
                {
                  "text": "M",
                  "tag": "tag"
                },
                {
                  "text": "’ll ",
                  "tag": "aux"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "children": [
                {
                  "text": "v2",
                  "tag": "tag"
                },
                {
                  "text": "set ",
                  "tag": "VB"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "up ",
              "tag": ""
            },
            {
              "text": "a ",
              "tag": "det"
            },
            {
              "text": "budget ",
              "tag": "dobj"
            },
            {
              "text": "and ",
              "tag": "cc"
            },
            {
              "children": [
                {
                  "text": "focus ",
                  "tag": "conj"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "on ",
              "tag": "prep"
            },
            {
              "children": [
                {
                  "extra": "Pres",
                  "text": "pA",
                  "tag": "tag"
                },
                {
                  "text": "paying ",
                  "tag": "VBG"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": "off ",
              "tag": ""
            },
            {
              "text": "my ",
              "tag": "poss"
            },
            {
              "text": "credit ",
              "tag": "compound"
            },
            {
              "text": "card ",
              "tag": "compound"
            },
            {
              "text": "debt",
              "tag": "dobj"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "set — set  — set^pay — paid  — paid^my credit card debt",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Thanks for the advice!",
        "id": "LIB-849243d0-f622-4477-8780-c9cc64a820d3",
        "text_span": {
          "children": [
            {
              "text": "Thanks ",
              "tag": "ROOT"
            },
            {
              "text": "for ",
              "tag": "prep"
            },
            {
              "text": "the ",
              "tag": "det"
            },
            {
              "text": "advice",
              "tag": "pobj"
            },
            {
              "text": "!",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "You’re welcome.",
        "id": "LIB-daaeb772-8112-48e1-b6df-9b28d97b6d25",
        "text_span": {
          "children": [
            {
              "text": "S",
              "tag": "tag"
            },
            {
              "text": "You ",
              "tag": "PRP_nsubj"
            },
            {
              "children": [
                {
                  "extra": "Pres",
                  "text": "V",
                  "tag": "tag"
                },
                {
                  "text": "’re ",
                  "tag": "VBP"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "children": [
                {
                  "text": "p2",
                  "tag": "tag"
                },
                {
                  "text": "welcome",
                  "tag": "acomp"
                }
              ],
              "text": "",
              "tag": "Verb-Mark"
            },
            {
              "text": ".",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "",
        "isFavorite": null
      },
      {
        "translated_text": "",
        "userWords": "",
        "original_text": "Good luck with your financial planning!",
        "id": "LIB-6ea2933a-6be1-45aa-bf55-6f2f9a933c48",
        "text_span": {
          "children": [
            {
              "text": "Good ",
              "tag": "amod"
            },
            {
              "text": "luck ",
              "tag": "ROOT"
            },
            {
              "text": "with ",
              "tag": "prep"
            },
            {
              "text": "your ",
              "tag": "poss"
            },
            {
              "text": "financial ",
              "tag": "amod"
            },
            {
              "text": "planning",
              "tag": "pobj"
            },
            {
              "text": "!",
              "tag": "punct"
            }
          ],
          "text": "",
          "tag": "Sentence"
        },
        "chunkList": "your financial planning",
        "isFavorite": null
      }
    ],
    "language": "enGram",
    "hotlist": false,
    "type": "usual",
    "title": "About Personal Finances",
    "version": "enGram 3.3",
    "changedOn": "2024-07-16T10:22:59.270Z",
    "isPriority": false,
    "url": "",
    "isInProcess": false,
    "course": "",
    "rank": null,
    "progress": {
      "times": 0,
      "numOfReps": 0
    },
    "comment": "",
    "refId": "",
    "repeatedOn": "2024-07-16T10:03:44.258Z",
    "user": "VR6BLj6E84W7JFcPkk4oTLS671F3",
    "isReported": false,
    "group": "IEZLY5Z8JF1xyaQLoxdf"
  }
}